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Low Deposit Mortgages

We Offer A Valuable Route Into Homeownership

£5k Deposit Mortgages
for First Time Buyers

With house prices continuing to rise, we are helping our clients buy their home faster with a £5k deposit mortgage. This is exclusive to first time buyers.

We offer a valuable route into homeownership, helping buyers to secure a property sooner rather than later.

    Your Details

    What is your settlement/visa status?

    Mortgage Details

    Are you a First time buyer?

    What time scale are you looking to buy?

    Do you have at least a £5,000 deposit?

    Do you have adverse credit?

    Who is Eligible?

    At least one applicant must be a first-time buyer with a maximum age of 70 at the end of the term. Both applicants must also have indefinite right to reside in the UK.

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    Are Joint Applications Accepted?

    Yes. However, at least one applicant must be a first-time buyer.

    Are Gifted Deposits Acceptable?

    Yes, but a gifted deposit must be from an immediate family member.

    What are the Restrictions?

    The minimum for a loan is £95,001, with a maximum of £495,000. Minimum purchase price is £100,001, with a maximum of £500,0000.

    The product is only available on pre-existing houses and flats. New build properties are not eligible.

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